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The 127 counties (26 percent of the 480 counties analyzed in the report) where a median-priced home in the second quarter of 2019 was still affordable for average wage earners included Harris County.
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And Texas offers a flat interest rate, a modest 4.5 percent, while New Jersey’s rates can reach nearly 8 percent. Some other state loan programs also have more flexible repayment options – Rhode.
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“From a financial point of view, you expect tiny home, tiny cost and that’s not necessarily the case,” says Todd Light, owner of Mercury Leasing, which won’t offer loans to individuals. Hawaii,
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