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1) The FHA streamline refinance program Started in the 1980s, the Federal Housing Administration (FHA) Streamline Program is the most popular of all streamline refinance options. You can get a refinancing of your current mortgage to lower interest rates, and potentially better loan terms, without the need for an appraisal or credit check
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On the other hand, Plaza Home Mortgage sent out, "In spite of recent investor changes in the FHA streamline refinance. and DU update on government loans. The Freddie Mac Standard Modification.